For members only.

A 12-month CD APY* of % is reserved for you.

Summary of benefits for AAA members:

  • Exclusive APY* of % for a 12-month term plus more options if you are interested in other terms
  • Flexible terms between 3 months and 10 years that are customized for you, based on your current needs
  • No minimum deposit amount for AAA members—a benefit only a handful of people get to enjoy
  • FDIC insurance up to the maximum amount allowed by law—so your money will always be secure

Certificate of Deposit

for a 12-month term

or call 1-800-487-2978

  • Named one of NerdWallet's Best CD Accounts for 2020***

  • AAA members have over $3 Billion in deposits through the AAA Deposit program!

  • AAA Deposit program has been operating for over 12 years!

See why a Discover® CD recommended by AAA is the clear choice

or call 1-800-487-2978

Stay in touch

Simple to Start

Get started and open a AAA CD from Discover Bank in 3 easy steps.


Enter your info

We'll need your address, phone, email and social security number (or other taxpayer ID).


Fund your account

No minimum to open. You can send us a check or transfer funds from an existing bank account.



We'll send a confirmation email, then watch the mail for your Welcome Kit.

or call 1-800-487-2978


*Annual Percentage Yield (APY) is accurate as of MM/DD/YYYY and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. No minimum balance to open.

**Competitor comparison information obtained from Informa Research Services, Inc. as of MM/DD/YYYY, using Illinois CD account APYs, a 12-year term and minimum required deposit to open may vary. When no competitor APY is available a dash "–" is displayed. Competitors' service marks are the property of their respective owners.

***NerdWallet Award Medal: ©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved